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  • Today's Headlines: Tax Extension Filing Deadline Looms: Are You Ready?

    Today's Headlines: Tax Extension Filing Deadline Looms: Are You Ready?

    Time's Running Out If you received an extension of time to file your taxes this year, hopefully you made good use of it – because the due date is fast approaching. Monday, October 16, is the filing deadline. ...More >>
    Time's Running Out If you received an extension of time to file your taxes this year, hopefully you made good use of it – because the due date is fast approaching. Monday, October 16, is the filing deadline. Did you...More >>
  • Get Smart About Credit Day is October 19

    Get Smart About Credit Day is October 19

    You learned a lot at school. But did your teachers or professors educate you on how to use credit, protect your identity, or maintain a good credit score? Sadly, personal finance education does not rank up there...More >>
    You learned a lot at school. But did your teachers or professors educate you on how to use credit, protect your identity, or maintain a good credit score? Sadly, personal finance education does not rank up there with...More >>
  • Top Seven Ways to Save on Halloween

    Top Seven Ways to Save on Halloween

    To some of us, Halloween is an enjoyable time to dress up our children and/or ourselves, carve scary pumpkins, decorate our home with spooky effects, gorge on treats, and spend the next morning jogging off a candy...More >>
    To some of us, Halloween is an enjoyable time to dress up our children and/or ourselves, carve scary pumpkins, decorate our home with spooky effects, gorge on treats, and spend the next morning jogging off a candy binge. To...More >>
  • Half Of Us Won't Share ID Info With Stores No Matter What Discount Is Offered

    Half Of Us Won't Share ID Info With Stores No Matter What Discount Is Offered

    Have you started your holiday shopping already? If so, you aren't alone. The 2017 holiday shopping survey from BestBlackFriday.com shows that over one-quarter of Americans started their holiday shopping in...More >>
    Have you started your holiday shopping already? If so, you aren't alone. The 2017 holiday shopping survey from BestBlackFriday.com shows that over one-quarter of Americans started their holiday shopping in September or...More >>
  • 5 Reasons Not To Pay Off Student Loans Early

    5 Reasons Not To Pay Off Student Loans Early

    You've invested a lot of time and money into your education. We hope that your education has turned into a job that provides a decent income and the ability to pay back your student loans early – but should you...More >>
    You've invested a lot of time and money into your education. We hope that your education has turned into a job that provides a decent income and the ability to pay back your student loans early – but should you pay off...More >>
  • Generation-Skipping Transfer Tax 101

    Generation-Skipping Transfer Tax 101

    The tax reform framework recently released by the Trump Administration repeals both the generation-skipping transfer tax and the estate tax. While most of us are familiar with the latter, we want to introduce you...More >>
    The tax reform framework recently released by the Trump Administration repeals both the generation-skipping transfer tax and the estate tax. While most of us are familiar with the latter, we want to introduce you to the...More >>
  • 7 Mistakes to Avoid After Mortgage Pre-Approval

    7 Mistakes to Avoid After Mortgage Pre-Approval

    Congratulations! You've been pre-approved for a mortgage loan on your dream home. You made it past many hurdles, but be careful – you haven't completed the race just yet. The wrong actions after your...More >>
    Congratulations! You've been pre-approved for a mortgage loan on your dream home. You made it past many hurdles, but be careful – you haven't completed the race just yet. The wrong actions after your pre-approval...More >>
  • The Massive US Debt As Charity Case

    The Massive US Debt As Charity Case

    Every year, you do your part to fund America's government by paying your taxes – but have you ever felt compelled to pay a little extra to the government? After all, our national debt has topped $20 trillion,...More >>
    Every year, you do your part to fund America's government by paying your taxes – but have you ever felt compelled to pay a little extra to the government? After all, our national debt has topped $20 trillion, or almost...More >>
  • Getting A Mortgage In Your Fifties

    Getting A Mortgage In Your Fifties

    Life insurance customers have to consider what will happen after they die. But what about mortgage shoppers? MoneyTips member Lynn broke some new ground when she asked our community whether, as a fifty-year-old,...More >>
    Life insurance customers have to consider what will happen after they die. But what about mortgage shoppers? MoneyTips member Lynn broke some new ground when she asked our community whether, as a fifty-year-old, she should...More >>
  • 4 Ways Remarriage Affects Social Security Benefits

    4 Ways Remarriage Affects Social Security Benefits

    If you're planning a second march down the aisle, besides the bridal gown color and the honeymoon, you also need to address how your remarriage will affect your Social Security benefits. Allow us to present...More >>
    If you're planning a second march down the aisle, besides the bridal gown color and the honeymoon, you also need to address how your remarriage will affect your Social Security benefits. Allow us to present four...More >>
  • Simple Equifax Data Breach Quiz

    Simple Equifax Data Breach Quiz

    How well do you know what happened during the recent Equifax data breach? Take this simple quiz to find out. Then learn what you can to do to protect yourself. 1.The software patch apparently needed to prevent the...More >>
    How well do you know what happened during the recent Equifax data breach? Take this simple quiz to find out. Then learn what you can to do to protect yourself. 1.The software patch apparently needed to prevent the massive...More >>
  • Act Now to Save on Holiday Gifts

    Act Now to Save on Holiday Gifts

    It may be annoying to see Christmas displays in stores before Halloween, but that does not mean that early shopping for Christmas presents is a bad idea. On the contrary — there are several advantages to doing your...More >>
    It may be annoying to see Christmas displays in stores before Halloween, but that does not mean that early shopping for Christmas presents is a bad idea. On the contrary — there are several advantages to doing your holiday...More >>
  • Safeguarding Your Health and Finances

    Safeguarding Your Health and Finances

    What does it take to be financially prepared for potential healthcare costs in retirement? As the old saying goes, "Needing insurance is like needing a parachute. If it isn't there the first time, chances are...More >>
    What does it take to be financially prepared for potential healthcare costs in retirement? As the old saying goes, "Needing insurance is like needing a parachute. If it isn't there the first time, chances are you...More >>
  • Indexed Universal Life Insurance 101

    Indexed Universal Life Insurance 101

    When it comes to life insurance, there are so many different options and "flavors" that deciding which type of policy is right for you can be difficult and confusing. Not to complicate matters even more, but there...More >>
    When it comes to life insurance, there are so many different options and "flavors" that deciding which type of policy is right for you can be difficult and confusing. Not to complicate matters even more, but there is one...More >>
  • The Secret To Financial Security? Have A Plan

    The Secret To Financial Security? Have A Plan

    If the recent ups and downs of the stock market have you tossing and turning at night, it's not because you need to get out of the market – it's because you need to get a real financial plan. You can pinch...More >>
    If the recent ups and downs of the stock market have you tossing and turning at night, it's not because you need to get out of the market – it's because you need to get a real financial plan. You can pinch pennies...More >>
  • Today's Headlines: HUD Changes Reverse Mortgage Rules

    Today's Headlines: HUD Changes Reverse Mortgage Rules

    Something Had to Change Reverse mortgages are a popular way for seniors to access needed funds. In a reverse mortgage, you are, in essence, incrementally selling your home back to a lender with the proceeds set up...More >>
    Something Had to Change Reverse mortgages are a popular way for seniors to access needed funds. In a reverse mortgage, you are, in essence, incrementally selling your home back to a lender with the proceeds set up as a line...More >>
  • Free Look Period 101

    Free Look Period 101

    Have you ever purchased a product, decided after a few days that you didn't like it, and promptly returned it? Most of us have – but did you know that you could essentially do the same thing with most life...More >>
    Have you ever purchased a product, decided after a few days that you didn't like it, and promptly returned it? Most of us have – but did you know that you could essentially do the same thing with most life insurance...More >>
  • Considering Aging in Place? 5 Questions to Ask Yourself

    Considering Aging in Place? 5 Questions to Ask Yourself

    If you are happy with your current home, why wouldn't you want to live in it for the rest of your life? Many seniors and soon-to-be seniors have taken this approach and plan to "age in place" in their current...More >>
    If you are happy with your current home, why wouldn't you want to live in it for the rest of your life? Many seniors and soon-to-be seniors have taken this approach and plan to "age in place" in their current domicile...More >>
  • 6 Tips for First-Time Life Insurance Buyers

    6 Tips for First-Time Life Insurance Buyers

    Life is good. You have a stable job, a home, and a growing family. You are managing your finances well and using credit properly. You only have one more thing to take care of – a life insurance policy so that your...More >>
    Life is good. You have a stable job, a home, and a growing family. You are managing your finances well and using credit properly. You only have one more thing to take care of – a life insurance policy so that your family is...More >>
  • Automotive Loan Refinance 101

    Automotive Loan Refinance 101

    You may associate the term "refinancing" with a mortgage or a student loan. However, almost any loan can be refinanced if the conditions are correct, including an auto loan. Why would you consider refinancing an...More >>
    You may associate the term "refinancing" with a mortgage or a student loan. However, almost any loan can be refinanced if the conditions are correct, including an auto loan. Why would you consider refinancing an auto loan?...More >>
  • Converting From Term To Whole Life Insurance

    Converting From Term To Whole Life Insurance

    Have you considered your life insurance lately? Does the life insurance policy that you bought years ago still fit your family needs? If you have a term life insurance policy, it may make sense for you to consider...More >>
    Have you considered your life insurance lately? Does the life insurance policy that you bought years ago still fit your family needs? If you have a term life insurance policy, it may make sense for you to consider switching...More >>
  • Fall Financial Clean-Up

    Fall Financial Clean-Up

    With summer ending, the end of the year will be around before you have time to figure out whether it is better to finally take down the Christmas lights or, at this point, just leave them up. That makes it a good...More >>
    With summer ending, the end of the year will be around before you have time to figure out whether it is better to finally take down the Christmas lights or, at this point, just leave them up. That makes it a good time to...More >>
  • Are you a 401(k) saver?

    Are you a 401(k) saver?

    Are you among the nearly 50% of Americans who have access to a 401(k) program but don't contribute to it? If so, what's keeping you from utilizing this valuable savings tool? According to a new survey from...More >>
    Are you among the nearly 50% of Americans who have access to a 401(k) program but don't contribute to it? If so, what's keeping you from utilizing this valuable savings tool? According to a new survey from Schwab...More >>
  • Temporarily Lock Your Credit Card!

    Temporarily Lock Your Credit Card!

    Consider these five terrifying words: "I can't find my credit card!" Panic sets in. Now you have to immediately contact your credit card issuer, cancel your cards, and go through the headache of resetting all...More >>
    Consider these five terrifying words: "I can't find my credit card!" Panic sets in. Now you have to immediately contact your credit card issuer, cancel your cards, and go through the headache of resetting all of your...More >>
  • How To Avoid Mortgage Scams

    How To Avoid Mortgage Scams

    E-mail scams can take many forms, but did you realize that an e-mail scam could scuttle your home purchase? The Federal Trade Commission (FTC) recently issued a blog warning homebuyers of a housing-related e-mail...More >>
    E-mail scams can take many forms, but did you realize that an e-mail scam could scuttle your home purchase? The Federal Trade Commission (FTC) recently issued a blog warning homebuyers of a housing-related e-mail fraud that...More >>
  • Today's Headlines: Has Your Identity Been Stolen? Look for the Signs

    Today's Headlines: Has Your Identity Been Stolen? Look for the Signs

    We're All At Risk In today's interconnected and automated world, Americans are at an increased risk for identity theft simply from the number of transactions that take place – many of which you never see...More >>
    We're All At Risk In today's interconnected and automated world, Americans are at an increased risk for identity theft simply from the number of transactions that take place – many of which you never see and only...More >>
  • Is "Plan It" Program From American Express For You?

    Is "Plan It" Program From American Express For You?

    You check your credit card bill on a regular basis, and keep track of your purchases. Wouldn't it be nice to be able to pay some purchases in advance, and to avoid interest on larger purchases that will carry...More >>
    You check your credit card bill on a regular basis, and keep track of your purchases. Wouldn't it be nice to be able to pay some purchases in advance, and to avoid interest on larger purchases that will carry over from...More >>
  • Same Sex And Social Security

    Same Sex And Social Security

    Two years ago, the Supreme Court established the constitutional right of same-sex couples to marry in every state in the U.S. with its ruling in the case of Obergefell v. Hodges. In turn, this decision enabled...More >>
    Two years ago, the Supreme Court established the constitutional right of same-sex couples to marry in every state in the U.S. with its ruling in the case of Obergefell v. Hodges. In turn, this decision enabled Social...More >>
  • Credit Card Current Balance and Statement Balance: What's the Difference?

    Credit Card Current Balance and Statement Balance: What's the Difference?

    What's your credit card balance? If you choose to answer that question – and you probably shouldn't, because it's none of our business – you should answer it with a question of your own. "Do you mean my...More >>
    What's your credit card balance? If you choose to answer that question – and you probably shouldn't, because it's none of our business – you should answer it with a question of your own. "Do you mean my current...More >>
  • THE WORLD'S GREATEST IDENTITY THEFT (INFOGRAPHIC)

    THE WORLD'S GREATEST IDENTITY THEFT (INFOGRAPHIC)

    The infographic shows the massive size of the Equifax data breach and what you should do in response. Although it may take years for victims to feel its devastating effects, it's up to you to protect...More >>
    The infographic shows the massive size of the Equifax data breach and what you should do in response. Although it may take years for victims to feel its devastating effects, it's up to you to protect yourself... now! A...More >>
  • 3 Top Reasons Why Rentals Are Denied

    3 Top Reasons Why Rentals Are Denied

    Has your rental application just been rejected? Determined to make lemonade out of lemons, you resolve to find out why you were rejected and change the situation so that your next application is approved. Assuming...More >>
    Has your rental application just been rejected? Determined to make lemonade out of lemons, you resolve to find out why you were rejected and change the situation so that your next application is approved. Assuming that you...More >>
  • Nearly Half of Millennials Haven't Started Saving For Retirement

    Nearly Half of Millennials Haven't Started Saving For Retirement

    Do you find the idea of working beyond retirement age unappealing? If so, it's important to have a solid retirement savings plan and execute it early to take advantage of the effects of compounding interest. ...More >>
    Do you find the idea of working beyond retirement age unappealing? If so, it's important to have a solid retirement savings plan and execute it early to take advantage of the effects of compounding interest. ...More >>
  • Multi-Bureau Lock 101

    Multi-Bureau Lock 101

    Identity theft costs American consumers staggering amounts of money each year, and the totals continue to rise. According to the 2017 Identity Fraud Study from Javelin Strategy and Research, 15.4 million U.S....More >>
    Identity theft costs American consumers staggering amounts of money each year, and the totals continue to rise. According to the 2017 Identity Fraud Study from Javelin Strategy and Research, 15.4 million U.S. consumers were...More >>
  • How To Pay Bills Late

    How To Pay Bills Late

    Normally you are on time with your payments, but somehow you managed to miss one this month. What are the consequences of a missed payment, and how do you minimize their effects? Missing a single credit card...More >>
    Normally you are on time with your payments, but somehow you managed to miss one this month. What are the consequences of a missed payment, and how do you minimize their effects? Missing a single credit card payment may not...More >>
  • Lenders Pulling Back on New Subprime Loans

    Lenders Pulling Back on New Subprime Loans

    It's tough living on the lower end of the credit score scale. If you have a credit score below 640 or so, you are generally given "subprime" lending offers for any form of credit that you request. From credit...More >>
    It's tough living on the lower end of the credit score scale. If you have a credit score below 640 or so, you are generally given "subprime" lending offers for any form of credit that you request. From credit cards to...More >>
  • Today's headlines: Equifax breach fallout will regulation follow?

    Today's headlines: Equifax breach fallout will regulation follow?

    Sorry, We Goofed – Now Pay Up Unless you've been living in a cave for the past few weeks – and we wouldn't blame you if you chose to, given the news lately – you're aware of the significant data breach...More >>
    Sorry, We Goofed – Now Pay Up Unless you've been living in a cave for the past few weeks – and we wouldn't blame you if you chose to, given the news lately – you're aware of the significant data breach at the...More >>
  • Has Your Child's Identity Been Stolen?

    Has Your Child's Identity Been Stolen?

    Could your child have a credit report even if he or she has never used a credit card or borrowed money? It's possible when identity theft is involved. Your child's Social Security number (SSN) may be...More >>
    Could your child have a credit report even if he or she has never used a credit card or borrowed money? It's possible when identity theft is involved. Your child's Social Security number (SSN) may be exposed in a...More >>
  • Women Benefit More Than Men From Working Longer

    Women Benefit More Than Men From Working Longer

    Did you realize that your Social Security benefits are based on the highest inflation-adjusted 35 years of your income? To maximize your benefits, it's important that you have 35 years of a solid wage history....More >>
    Did you realize that your Social Security benefits are based on the highest inflation-adjusted 35 years of your income? To maximize your benefits, it's important that you have 35 years of a solid wage history. A...More >>
  • Over 1 In 4 Would Rather Travel Than Pay Back Student Loans

    Over 1 In 4 Would Rather Travel Than Pay Back Student Loans

    What would you rather do than pay back your student loans? A recent study by LendEDU.com found that a significant number of Americans would prioritize traveling, buying gifts, or even worrying about their social...More >>
    What would you rather do than pay back your student loans? A recent study by LendEDU.com found that a significant number of Americans would prioritize traveling, buying gifts, or even worrying about their social media status...More >>
  • Disasters And Taxes

    Disasters And Taxes

    If you have been the victim of a disaster such as a fire, tornado, or the recent Hurricanes Harvey or Irma, you know that the last thing on your mind is how it will affect your taxes. Unfortunately, if you forget...More >>
    If you have been the victim of a disaster such as a fire, tornado, or the recent Hurricanes Harvey or Irma, you know that the last thing on your mind is how it will affect your taxes. Unfortunately, if you forget to take...More >>
  • Are you a 401(k) saver?

    Are you a 401(k) saver?

    Are you among the nearly 50% of Americans who have access to a 401(k) program but don't contribute to it? If so, what's keeping you from utilizing this valuable savings tool? According to a new survey from...More >>
    Are you among the nearly 50% of Americans who have access to a 401(k) program but don't contribute to it? If so, what's keeping you from utilizing this valuable savings tool? According to a new survey from Schwab...More >>
  • Americans Not Having An Easier Time Getting Credit Under Trump

    Americans Not Having An Easier Time Getting Credit Under Trump

    Are you having an easier time getting a credit card, personal loan, auto loan or mortgage lately? While consumer debt has reached an all-time high, people don't believe that they're getting credit any...More >>
    Are you having an easier time getting a credit card, personal loan, auto loan or mortgage lately? While consumer debt has reached an all-time high, people don't believe that they're getting credit any easier. In...More >>
  • Social Security: Solvent Or Bankrupt?

    Social Security: Solvent Or Bankrupt?

    It is easy to get frustrated with the discussion of Social Security, in part because the same sliver of data is used to support completely opposing arguments. To illustrate, most articles about Social Security...More >>
    It is easy to get frustrated with the discussion of Social Security, in part because the same sliver of data is used to support completely opposing arguments. To illustrate, most articles about Social Security mention "the...More >>
  • 5 Tips For Taxpayers Who File Quarterly

    5 Tips For Taxpayers Who File Quarterly

    Are you planning on joining the gig economy and becoming self-employed? Are you embarking on retirement after years with a traditional employer? We wish you the best, and, along with the IRS, we remind you to pay...More >>
    Are you planning on joining the gig economy and becoming self-employed? Are you embarking on retirement after years with a traditional employer? We wish you the best, and, along with the IRS, we remind you to pay your...More >>
  • HARP Extended Again

    HARP Extended Again

    The Home Affordable Refinance Program (HARP) was established in 2009 as a way to help struggling homeowners refinance in the aftermath of the housing crisis. Because of lower down payments and the sharp decline in...More >>
    The Home Affordable Refinance Program (HARP) was established in 2009 as a way to help struggling homeowners refinance in the aftermath of the housing crisis. Because of lower down payments and the sharp decline in home...More >>
  • Mortgage Closing Now Done Remotely

    Mortgage Closing Now Done Remotely

    Electronic closing of a mortgage loan has been around for years – in a manner of speaking. Generally, some element of the transaction still requires traditional methods such as the physical presence of a notary...More >>
    Electronic closing of a mortgage loan has been around for years – in a manner of speaking. Generally, some element of the transaction still requires traditional methods such as the physical presence of a notary public or...More >>
  • Older Americans And Student Debt

    Older Americans And Student Debt

    As retirement approaches, you should be making the most out of catch-up contributions in your 401(k) or IRA and socking away as much of your money as possible to prepare for retirement. Unfortunately, too many...More >>
    As retirement approaches, you should be making the most out of catch-up contributions in your 401(k) or IRA and socking away as much of your money as possible to prepare for retirement. Unfortunately, too many older...More >>
  • Today's Headlines: Protect Yourself From Massive Equifax Data Breach

    Today's Headlines: Protect Yourself From Massive Equifax Data Breach

    This One's Different Data breaches are becoming so common that Americans tend to ignore them. Yahoo alone has suffered data breaches exposing at least 1 billion accounts over the past few years – a staggering...More >>
    This One's Different Data breaches are becoming so common that Americans tend to ignore them. Yahoo alone has suffered data breaches exposing at least 1 billion accounts over the past few years – a staggering number...More >>
  • Credit Freeze vs. Fraud Alert

    Credit Freeze vs. Fraud Alert

    Uh-oh! Whether through the massive Equifax hack or other means, your identity has been stolen. Should you apply a credit freeze to your accounts, a fraud alert, or both? To make the right decision, it is important...More >>
    Uh-oh! Whether through the massive Equifax hack or other means, your identity has been stolen. Should you apply a credit freeze to your accounts, a fraud alert, or both? To make the right decision, it is important to...More >>
  • 5 Ways Raising Your Credit Score Can Help Your Love Life

    5 Ways Raising Your Credit Score Can Help Your Love Life

    If you're thinking of ways to improve your love life, improving your credit score probably isn't one of the first things to come to your mind. Perhaps it should be. Surveys have shown that stereotypical...More >>
    If you're thinking of ways to improve your love life, improving your credit score probably isn't one of the first things to come to your mind. Perhaps it should be. Surveys have shown that stereotypical physical...More >>
  • Who Needs To Purchase Flood Insurance?

    Who Needs To Purchase Flood Insurance?

    As Americans were overwhelmed by the extensive damage caused by Hurricane Harvey, many people thought seriously about flood insurance for the first time. Flood insurance is required if you live in an area...More >>
    As Americans were overwhelmed by the extensive damage caused by Hurricane Harvey, many people thought seriously about flood insurance for the first time. Flood insurance is required if you live in an area designated as a...More >>
  • Becoming A 401(k) Millionaire

    Becoming A 401(k) Millionaire

    National 401(k) Day has been celebrated the Friday after Labor Day since 1996, in a drive to remind Americans to prioritize saving for retirement. The trick to becoming a 401(k) millionaire is to start young and...More >>
    National 401(k) Day has been celebrated the Friday after Labor Day since 1996, in a drive to remind Americans to prioritize saving for retirement. The trick to becoming a 401(k) millionaire is to start young and allow your...More >>
  • Identity Theft 101

    Identity Theft 101

    With more and more information stored online, more bad guys are just a password away from our personal data. As hackers have stolen financial information from large corporations like Equifax, Yahoo and even the...More >>
    With more and more information stored online, more bad guys are just a password away from our personal data. As hackers have stolen financial information from large corporations like Equifax, Yahoo and even the Internal...More >>
  • More Borrowers Defaulting On PACE Loans

    More Borrowers Defaulting On PACE Loans

    Why would you loan money to someone without fully assessing the likelihood of being paid back? Lenders do make such loans on occasion – student loans, for example. Property Assessed Clean Energy (PACE) loans are...More >>
    Why would you loan money to someone without fully assessing the likelihood of being paid back? Lenders do make such loans on occasion – student loans, for example. Property Assessed Clean Energy (PACE) loans are another...More >>
  • Today's Headlines: A Generation Gap in Credit Preferences

    Today's Headlines: A Generation Gap in Credit Preferences

    Generational Credit Preferences "Mom and Dad are so out of touch." "Kids today think they know everything." Sound familiar? Most aspects of life have some form of generation gap, as different experiences alter...More >>
    Generational Credit Preferences "Mom and Dad are so out of touch." "Kids today think they know everything." Sound familiar? Most aspects of life have some form of generation gap, as different experiences alter perspectives. ...More >>
  • Don't Believe These Popular Credit Myths!

    Don't Believe These Popular Credit Myths!

    Many Americans believe credit myths. MoneyTips would like to debunk them. In a June survey, we asked 410 Americans to rate as True or False some statements about credit. We threw in a few softballs. But when it...More >>
    Many Americans believe credit myths. MoneyTips would like to debunk them. In a June survey, we asked 410 Americans to rate as True or False some statements about credit. We threw in a few softballs. But when it came to four...More >>
  • Traditional vs. Roth IRAs and 401(k)s

    Traditional vs. Roth IRAs and 401(k)s

    When it comes to saving money for retirement, Americans have a wide range of different options from which to choose. This can be both good news and bad news: It's good in the sense that having multiple options...More >>
    When it comes to saving money for retirement, Americans have a wide range of different options from which to choose. This can be both good news and bad news: It's good in the sense that having multiple options makes it...More >>
  • The Best Way To Get A New Job

    The Best Way To Get A New Job

    "It's not what you know, but who you know." This old saying still apples to job searches and remains the most effective way to find a new job. Lou Adler, CEO of The Adler Group, conducted a survey to find out...More >>
    "It's not what you know, but who you know." This old saying still apples to job searches and remains the most effective way to find a new job. Lou Adler, CEO of The Adler Group, conducted a survey to find out how people...More >>
  • Browse Through Our Free Financial Library

    Browse Through Our Free Financial Library

    Have you ever seen ads for "Get Rich Quick" books? We suspect the only person getting rich quickly is the author selling his book! Perhaps the first page of the book reads, "The secret to quick riches is to publish...More >>
    Have you ever seen ads for "Get Rich Quick" books? We suspect the only person getting rich quickly is the author selling his book! Perhaps the first page of the book reads, "The secret to quick riches is to publish and sell...More >>
  • Mortgage Lock-ins 101

    Mortgage Lock-ins 101

    When you are shopping for a home mortgage, you will probably be given the opportunity to "lock in" an interest rate when you are initially approved for your loan. This enables you to fix the interest rate...

    More >>

    When you are shopping for a home mortgage, you will probably be given the opportunity to "lock in" an interest rate when you are initially approved for your loan. This enables you to fix the interest rate you're quoted...

    More >>
  • Labor Day Statistics

    Labor Day Statistics

    Despite its reputation as the unofficial end of summer, Labor Day is really about American workers. But on the first Labor Day, the workers who marched lost a day's pay! Compare our infographic above with...More >>
    Despite its reputation as the unofficial end of summer, Labor Day is really about American workers. But on the first Labor Day, the workers who marched lost a day's pay! Compare our infographic above with 2016's...More >>
  • Multiple Life Insurance Policies and You

    Multiple Life Insurance Policies and You

    Do you have life insurance? Good. That brings up the question, could you have multiple life insurance policies? More importantly, should you? When Kathleen, a member of the MoneyTips community, asked this question,...More >>
    Do you have life insurance? Good. That brings up the question, could you have multiple life insurance policies? More importantly, should you? When Kathleen, a member of the MoneyTips community, asked this question, many of...More >>
  • Freddie Mac Kills 1% Down Mortgages

    Freddie Mac Kills 1% Down Mortgages

    For first-time homebuyers, the down payment is often the largest obstacle. A standard 20% down payment is simply unachievable for many young families just starting out in their careers. The housing crisis shut many...More >>
    For first-time homebuyers, the down payment is often the largest obstacle. A standard 20% down payment is simply unachievable for many young families just starting out in their careers. The housing crisis shut many of these...More >>
  • Facts About The Labor Force

    Facts About The Labor Force

    The total civilianlabor force is slightly over 160 million people, according to the July 2017Employment Bulletin from the BLS. 153.5 million of the labor force is currentlyemployed, while 6.9 million are...More >>
    The total civilianlabor force is slightly over 160 million people, according to the July 2017Employment Bulletin from the BLS. 153.5 million of the labor force is currentlyemployed, while 6.9 million are unemployed. 125.9...More >>
  • Debt Collector Fined $25 Million

    Debt Collector Fined $25 Million

    Debt collectors have been known to go to great lengths to collect unpaid debts. On occasion, a debt collector will go too far and face legal action. Consider the recent case of Joseph Onwuteaka, a lawyer and debt...More >>
    Debt collectors have been known to go to great lengths to collect unpaid debts. On occasion, a debt collector will go too far and face legal action. Consider the recent case of Joseph Onwuteaka, a lawyer and debt buyer from...More >>
  • Millions of Americans Have NEVER Seen Their Credit Report

    Millions of Americans Have NEVER Seen Their Credit Report

    How often do you look at your credit report? Not often enough, according to an exclusive MoneyTips survey. While 3 out of 10 Americans said they had looked at their credit history within the last month, nearly half...More >>
    How often do you look at your credit report? Not often enough, according to an exclusive MoneyTips survey. While 3 out of 10 Americans said they had looked at their credit history within the last month, nearly half (47.3%)...More >>
  • Today's Headlines: How Does the Debt Ceiling Affect You?

    Today's Headlines: How Does the Debt Ceiling Affect You?

    Yet Another Crisis Every day in Washington, D.C., seems to bring new crises to defuse. One of the next ones on the list is the upcoming need to raise the debt ceiling before the government runs out of money to pay...More >>
    Yet Another Crisis Every day in Washington, D.C., seems to bring new crises to defuse. One of the next ones on the list is the upcoming need to raise the debt ceiling before the government runs out of money to pay the...More >>
  • Life Insurance Medical Exams Going Away

    Life Insurance Medical Exams Going Away

    Applying for life insurance is not most people's idea of a good time, especially when it comes to the required medical exam. Thanks to new advances in the insurance industry, you may be able to get insurance...More >>
    Applying for life insurance is not most people's idea of a good time, especially when it comes to the required medical exam. Thanks to new advances in the insurance industry, you may be able to get insurance without...More >>
  • The Bureau of Labor Statistics

    The Bureau of Labor Statistics

    Are you familiar with the Bureau of Labor Statistics (BLS)? If so, you probably associate the BLS with either jobs and unemployment reports, or statistics quoted by politicians (sometimes incorrectly or out of...More >>
    Are you familiar with the Bureau of Labor Statistics (BLS)? If so, you probably associate the BLS with either jobs and unemployment reports, or statistics quoted by politicians (sometimes incorrectly or out of context) who...More >>
  • 5 Reasons To Refinance Now

    5 Reasons To Refinance Now

    The era of historically low mortgage interest rates may be coming to an end, but it doesn't appear to be winding up anytime soon. As of this writing, interest rates on a 30-year fixed mortgage have once again...More >>
    The era of historically low mortgage interest rates may be coming to an end, but it doesn't appear to be winding up anytime soon. As of this writing, interest rates on a 30-year fixed mortgage have once again dropped to...More >>
  • Turn Your Credit Card Into A Debit Card With Debitize

    Turn Your Credit Card Into A Debit Card With Debitize

    Like many people, do you need a credit card but struggle with the temptation to overspend? The convenience of being able to spend money that you don't currently have is just too great. Debit cards are a...More >>
    Like many people, do you need a credit card but struggle with the temptation to overspend? The convenience of being able to spend money that you don't currently have is just too great. Debit cards are a suitable...More >>
  • What's Worse Than Debt Collectors Calling? Fake Debt Collectors!

    What's Worse Than Debt Collectors Calling? Fake Debt Collectors!

    You may receive calls from debt collectors trying to recover past-due debts whether you have debts or not. The calls may be from legitimate debt collectors or they may be from debt scammers attempting to extract...More >>
    You may receive calls from debt collectors trying to recover past-due debts whether you have debts or not. The calls may be from legitimate debt collectors or they may be from debt scammers attempting to extract payment for...More >>
  • Money-Saving Tips for College Students II

    Money-Saving Tips for College Students II

    Earlier, we presented some money-saving tips for college students. Here are additional ways to save cash: Car Pooling – if you go to school close enough to drive home every so often, be sure to establish a car...More >>
    Earlier, we presented some money-saving tips for college students. Here are additional ways to save cash: Car Pooling – if you go to school close enough to drive home every so often, be sure to establish a car pool....More >>
  • Death of myRA

    Death of myRA

    When it comes to saving for retirement, low-income families can have difficulty finding a suitable program that meets their needs – but it's especially important that they do find one. Everyday bills and...More >>
    When it comes to saving for retirement, low-income families can have difficulty finding a suitable program that meets their needs – but it's especially important that they do find one. Everyday bills and unexpected...More >>
  • Today's Headlines: Interest Rates Dip Again

    Today's Headlines: Interest Rates Dip Again

    Where, Oh Where Did High Interest Rates Go? Where are those rising interest rates we keep hearing about? Over the last eight years of slow but steady recovery, average interest rates on 30-year fixed mortgages have...More >>
    Where, Oh Where Did High Interest Rates Go? Where are those rising interest rates we keep hearing about? Over the last eight years of slow but steady recovery, average interest rates on 30-year fixed mortgages have gone...More >>
  • Many Americans Don't Know Credit Basics

    Many Americans Don't Know Credit Basics

    Despite its importance in our daily lives, credit remains a mystery to many Americans. So we put them to the test. MoneyTips conducted an exclusive online credit quiz in June of 410 people. Besides the fact that...More >>
    Despite its importance in our daily lives, credit remains a mystery to many Americans. So we put them to the test. MoneyTips conducted an exclusive online credit quiz in June of 410 people. Besides the fact that nearly 3 in...More >>
  • Money-Saving Tips for College Students I

    Money-Saving Tips for College Students I

    College can be a great adventure in scholarship and life for many young people. But when it comes to managing a budget, it can be a sobering learning experience in how quickly their money can disappear. Even...More >>
    College can be a great adventure in scholarship and life for many young people. But when it comes to managing a budget, it can be a sobering learning experience in how quickly their money can disappear. Even worse, six...More >>
  • Couples Fight About $ More Than Sex

    Couples Fight About $ More Than Sex

    Money or sex: which topic causes the most trouble within a relationship? A recently released Money Habits and Confessions Survey, conducted by Wakefield Research on behalf of LearnVest, suggests that the answer is…...More >>
    Money or sex: which topic causes the most trouble within a relationship? A recently released Money Habits and Confessions Survey, conducted by Wakefield Research on behalf of LearnVest, suggests that the answer is… money. ...More >>
  • Baby Boomers Not Ready For Retirement

    Baby Boomers Not Ready For Retirement

    Consider the stereotype of stodgy old codgers, set in their ways. Unable or unwilling to accept changes and handle risk, these overly cautious folks allow opportunities to pass them by. Could this stereotype fit...More >>
    Consider the stereotype of stodgy old codgers, set in their ways. Unable or unwilling to accept changes and handle risk, these overly cautious folks allow opportunities to pass them by. Could this stereotype fit baby boomers...More >>
  • Dogs More Important Than Marriage In Home-Buying Decisions

    Dogs More Important Than Marriage In Home-Buying Decisions

    Americans love their dogs. According to the American Pet Products Association (APPA), approximately 78 million dogs are owned as pets in America – or perhaps it's better to say that 78 million dogs own at least...More >>
    Americans love their dogs. According to the American Pet Products Association (APPA), approximately 78 million dogs are owned as pets in America – or perhaps it's better to say that 78 million dogs own at least one...More >>
  • Which Debts Should You Pay Off First?

    Which Debts Should You Pay Off First?

    What's your strategy for paying off multiple debts? Do you simply pay what you can whenever the monthly bill or statement arrives, focus on one bill at a time, or attack high-interest debt first? Do you even...More >>
    What's your strategy for paying off multiple debts? Do you simply pay what you can whenever the monthly bill or statement arrives, focus on one bill at a time, or attack high-interest debt first? Do you even have a...More >>
  • How To Give Your Kids Your House

    How To Give Your Kids Your House

    You've decided to pass your home on to your children, but you haven't settled on the best method to transfer ownership. You are also questioning whether you want to stay in the home or downsize to a smaller...More >>
    You've decided to pass your home on to your children, but you haven't settled on the best method to transfer ownership. You are also questioning whether you want to stay in the home or downsize to a smaller place....More >>
  • Most Important Credit Card Rewards

    Most Important Credit Card Rewards

    According to the 2016 U.S. Consumer Payment Study conducted by the credit card service company TSYS, credit cards have displaced debit cards as America's most preferred payment method. Why is credit the new...More >>
    According to the 2016 U.S. Consumer Payment Study conducted by the credit card service company TSYS, credit cards have displaced debit cards as America's most preferred payment method. Why is credit the new king? The...More >>
  • Today's Headlines: Housing Crunch Are Boomers To Blame?

    Today's Headlines: Housing Crunch Are Boomers To Blame?

    Housing Out of Balance The arc of a healthy housing market mirrors the economic life cycle of many consumers. As a first-time homebuyer, you're more likely to need a low to moderately priced starter home. As...More >>
    Housing Out of Balance The arc of a healthy housing market mirrors the economic life cycle of many consumers. As a first-time homebuyer, you're more likely to need a low to moderately priced starter home. As you progress...More >>
  • When You Die, Do Your Debts Die, Too?

    When You Die, Do Your Debts Die, Too?

    Have you ever wondered what happens to your debts after you die? Do they disappear, transfer to others, or settle into a form of debt purgatory? Depending on the type of debt and where you live, all of those...More >>
    Have you ever wondered what happens to your debts after you die? Do they disappear, transfer to others, or settle into a form of debt purgatory? Depending on the type of debt and where you live, all of those options are...More >>
  • Americans Hoarding Money

    Americans Hoarding Money

    Financial advisors tell us to save money for various reasons – save for an emergency fund, save up for a down payment on your home, save for retirement, save for your children's college educations – but is it...More >>
    Financial advisors tell us to save money for various reasons – save for an emergency fund, save up for a down payment on your home, save for retirement, save for your children's college educations – but is it possible...More >>
  • Back to School Savings

    Back to School Savings

    Whether you are sending your kids off to kindergarten or to college, back-to-school time means a serious dent in your wallet. With some planning, however, you can limit the size of that dent. Here are some helpful...More >>
    Whether you are sending your kids off to kindergarten or to college, back-to-school time means a serious dent in your wallet. With some planning, however, you can limit the size of that dent. Here are some helpful hints: Set...More >>
  • Outliving Your Life Insurance Policy

    Outliving Your Life Insurance Policy

    Congratulations! You made it to your 100th birthday. You've joined an exclusive, but growing, group of centenarians. The 2010 U.S. Census counted 53,364 centenarians, as compared to 32,194 in 1980. (I doubt...More >>
    Congratulations! You made it to your 100th birthday. You've joined an exclusive, but growing, group of centenarians. The 2010 U.S. Census counted 53,364 centenarians, as compared to 32,194 in 1980. (I doubt anyone was...More >>
  • Samsung Pay Used More Than Apple Pay

    Samsung Pay Used More Than Apple Pay

    Have you been tempted to try one of the many mobile payment systems on the market today? If not, what is keeping you from doing so? Many tech companies and retailers are interested in your answer. For years,...More >>
    Have you been tempted to try one of the many mobile payment systems on the market today? If not, what is keeping you from doing so? Many tech companies and retailers are interested in your answer. For years, headlines have...More >>
  • Time To Reconsider Adjustable-Rate Mortgages?

    Time To Reconsider Adjustable-Rate Mortgages?

    Should you consider an adjustable-rate mortgage (ARM) instead of a traditional thirty-year, fixed-rate mortgage? An increasing number of homebuyers are coming to that conclusion. For years, ARMs have been the...More >>
    Should you consider an adjustable-rate mortgage (ARM) instead of a traditional thirty-year, fixed-rate mortgage? An increasing number of homebuyers are coming to that conclusion. For years, ARMs have been the outcasts of...More >>
  • Discouraged Credit-Seekers At Record Low

    Discouraged Credit-Seekers At Record Low

    Have you been frustrated over the last few years with an inability to get credit? A recent survey by the Federal Reserve of New York suggests that while credit may be loosening, your frustration may continue. ...More >>
    Have you been frustrated over the last few years with an inability to get credit? A recent survey by the Federal Reserve of New York suggests that while credit may be loosening, your frustration may continue. Three times a...More >>
  • Understanding Mortgage Prepayment

    Understanding Mortgage Prepayment

    There's one nearly existential question that every homeowner faces at some point: Should I prepay my mortgage? In a word – no! On paper, prepaying the principal on your home loan looks like a huge win. By just...More >>
    There's one nearly existential question that every homeowner faces at some point: Should I prepay my mortgage? In a word – no! On paper, prepaying the principal on your home loan looks like a huge win. By just adding...More >>
  • Today's Headlines: Could The Fed Trigger A Recession?

    Today's Headlines: Could The Fed Trigger A Recession?

    A Balancing Act In the wake of the housing crisis and subsequent Great Recession, the Federal Reserve took extraordinary actions to stave off financial disaster. The Fed introduced three rounds of "Quantitative...More >>
    A Balancing Act In the wake of the housing crisis and subsequent Great Recession, the Federal Reserve took extraordinary actions to stave off financial disaster. The Fed introduced three rounds of "Quantitative Easing" (QE),...More >>
  • 5 Ways To Pay For College

    5 Ways To Pay For College

    Total student debt in America is more than $1.3 trillion. This massive debt load threatens the ability of recent and future graduates to reach their goals of home ownership and economic independence. How can you...More >>
    Total student debt in America is more than $1.3 trillion. This massive debt load threatens the ability of recent and future graduates to reach their goals of home ownership and economic independence. How can you...More >>
  • HARP to End This Year

    HARP to End This Year

    The Home Affordable Refinance Program (HARP) has arguably been one of the most successful programs to assist homeowners affected by the subprime mortgage crisis. The HARP website claims that over 3.4 million...More >>
    The Home Affordable Refinance Program (HARP) has arguably been one of the most successful programs to assist homeowners affected by the subprime mortgage crisis. The HARP website claims that over 3.4 million homeowners have...More >>
  • Life Insurance Medical Exams Going Away

    Life Insurance Medical Exams Going Away

    Applying for life insurance is not most people's idea of a good time, especially when it comes to the required medical exam. Thanks to new advances in the insurance industry, you may be able to get insurance...More >>
    Applying for life insurance is not most people's idea of a good time, especially when it comes to the required medical exam. Thanks to new advances in the insurance industry, you may be able to get insurance without...More >>
  • Are You Paying Too Much Property Tax?

    Are You Paying Too Much Property Tax?

    "I love paying my property taxes! I wish I could pay even more!" — said no one, ever. Property taxes are one of the necessary but unpleasant side effects of home ownership. Personal Finance Expert and Author...More >>
    "I love paying my property taxes! I wish I could pay even more!" — said no one, ever. Property taxes are one of the necessary but unpleasant side effects of home ownership. Personal Finance Expert and Author Jordan Goodman...More >>
  • 5 Best Tips To Control Rising Credit Card Debt

    5 Best Tips To Control Rising Credit Card Debt

    Are you carrying ever-increasing balances on your credit card? If so, you must take steps to control it before you enter a debt spiral – a situation where you are accruing so much collective debt and interest on...More >>
    Are you carrying ever-increasing balances on your credit card? If so, you must take steps to control it before you enter a debt spiral – a situation where you are accruing so much collective debt and interest on that debt...More >>
  • Convenience Accounts 101

    Convenience Accounts 101

    As we age, our cognitive skills begin to decline and our ability to take proper care of our finances begins to fade. When you hit that point in life, you run the risk of missing bill payments and losing track of...More >>
    As we age, our cognitive skills begin to decline and our ability to take proper care of our finances begins to fade. When you hit that point in life, you run the risk of missing bill payments and losing track of other...More >>
  • 3 Tips To Get A Mortgage While Pregnant

    3 Tips To Get A Mortgage While Pregnant

    Having a baby and buying a home are both challenging, life-changing events. Trying to buy a home while pregnant can be a doubly challenging and stressful experience for both soon-to-be-parents — but it doesn't...More >>
    Having a baby and buying a home are both challenging, life-changing events. Trying to buy a home while pregnant can be a doubly challenging and stressful experience for both soon-to-be-parents — but it doesn't have to...More >>
  • 457 Plans And Thrift Savings Plans

    457 Plans And Thrift Savings Plans

    If you work in the private sector, you likely have access to a 401(k) plan that allows you to put aside a portion of your paycheck toward a tax-deferred retirement account. However, government and certain...More >>
    If you work in the private sector, you likely have access to a 401(k) plan that allows you to put aside a portion of your paycheck toward a tax-deferred retirement account. However, government and certain non-profit...More >>
  • Why Credit Cards Are So Popular

    Why Credit Cards Are So Popular

    Americans seem to love credit cards – so much so that credit cards have claimed the top spot as the preferred American method of payment. The 2016 U.S. Payment Study conducted by Total Systems Services (TSYS), a...More >>
    Americans seem to love credit cards – so much so that credit cards have claimed the top spot as the preferred American method of payment. The 2016 U.S. Payment Study conducted by Total Systems Services (TSYS), a...More >>
  • Reduce Investment Fees

    Reduce Investment Fees

    Do you know how much you pay in fees for the handling and management of your investments? If not, how do you know you are getting the best value for your money? Fees cut into retirement savings more than most...More >>
    Do you know how much you pay in fees for the handling and management of your investments? If not, how do you know you are getting the best value for your money? Fees cut into retirement savings more than most people...More >>
  • 7 Best Retirement Tips For 50-Year-Olds

    7 Best Retirement Tips For 50-Year-Olds

    Welcome to your 50s! You have reached a milestone – one that seemed far away not that long ago. Where did the time go? Now that you have finally extinguished the flames from your birthday cake, you may want to...More >>
    Welcome to your 50s! You have reached a milestone – one that seemed far away not that long ago. Where did the time go? Now that you have finally extinguished the flames from your birthday cake, you may want to think one...More >>
  • Today's Headlines: America's Financial Education Status Middle Of The Pack

    Today's Headlines: America's Financial Education Status Middle Of The Pack

    Poor Financial Literacy for American Teens Parents – how would you rate the financial literacy of your teenagers? You may be looking at massive cell phone bills and wondering whether negative numbers are allowed,...More >>
    Poor Financial Literacy for American Teens Parents – how would you rate the financial literacy of your teenagers? You may be looking at massive cell phone bills and wondering whether negative numbers are allowed, or you may...More >>
  • Should You Cash That Convenience Check?

    Should You Cash That Convenience Check?

    By Ben Luthi It's not every day that you get a blank check in the mail, but when you do, think twice before filling it out. Credit card companies often send out these "convenience checks" ­ tied to your credit...More >>
    By Ben Luthi It's not every day that you get a blank check in the mail, but when you do, think twice before filling it out. Credit card companies often send out these "convenience checks" ­ tied to your credit card...More >>
  • Power Of Attorney 101

    Power Of Attorney 101

    Perhaps you've heard the phrase "Power of Attorney" on a TV lawyer show, or even from a real lawyer. Ever wonder what it means? What is Power of Attorney? A Power of Attorney (POA) is a document granting one...More >>
    Perhaps you've heard the phrase "Power of Attorney" on a TV lawyer show, or even from a real lawyer. Ever wonder what it means? What is Power of Attorney? A Power of Attorney (POA) is a document granting one person or...More >>
  • Many Americans Don't Know Their Credit Score

    Many Americans Don't Know Their Credit Score

    Do you know your credit score? Nearly 30% of people in a recent MoneyTips survey admitted that they didn't know this important financial metric. In addition, more than half of the people surveyed earning less...More >>
    Do you know your credit score? Nearly 30% of people in a recent MoneyTips survey admitted that they didn't know this important financial metric. In addition, more than half of the people surveyed earning less than...More >>
  • How To Find Free Money Online

    How To Find Free Money Online

    Life can get hectic fast and people can easily allow certain tasks to fall through the cracks. Unfortunately, sometimes we never remember to complete those tasks -- or even what those tasks were -- and it can end...More >>
    Life can get hectic fast and people can easily allow certain tasks to fall through the cracks. Unfortunately, sometimes we never remember to complete those tasks -- or even what those tasks were -- and it can end up costing...More >>
  • Legally Renege On Your Mortgage

    Legally Renege On Your Mortgage

    Congratulations! You just signed the closing papers on your mortgage loan. Terrifying, isn't it? Are you having second thoughts about your decision? If you have just signed the closing papers for a home...More >>
    Congratulations! You just signed the closing papers on your mortgage loan. Terrifying, isn't it? Are you having second thoughts about your decision? If you have just signed the closing papers for a home purchase,...More >>
  • 6 Tips For When An IRS Letter Arrives In The Mail

    6 Tips For When An IRS Letter Arrives In The Mail

    Few things are more frightening than opening your mailbox and finding a letter from the Internal Revenue Service. You may wrack your brain wondering what you've done to receive an IRS notice. But there’s no...More >>
    Few things are more frightening than opening your mailbox and finding a letter from the Internal Revenue Service. You may wrack your brain wondering what you've done to receive an IRS notice. But there’s no need to...More >>
  • Don't Go Into Debt For Vacation

    Don't Go Into Debt For Vacation

    Your summer vacation is supposed to be a time to relax and recharge. However, if you want to stay relaxed when you return home, make sure that you do more recharging and less charging – with your credit cards. A...More >>
    Your summer vacation is supposed to be a time to relax and recharge. However, if you want to stay relaxed when you return home, make sure that you do more recharging and less charging – with your credit cards. A new survey...More >>
  • Income Bridges 101

    Income Bridges 101

    For those who have invested unwisely or not saved much money for retirement, the bridge to Social Security income is clear — keep working. If you still have debts you want to pay off before retirement, the free...More >>
    For those who have invested unwisely or not saved much money for retirement, the bridge to Social Security income is clear — keep working. If you still have debts you want to pay off before retirement, the free Debt...More >>
  • How To Read Your Credit Report

    How To Read Your Credit Report

    Have you read anything lately that was so important that it changed your life? If not, we would like to suggest something to read — your credit report. Granted, simply reading your credit report may not have any...More >>
    Have you read anything lately that was so important that it changed your life? If not, we would like to suggest something to read — your credit report. Granted, simply reading your credit report may not have any effect on...More >>
  • Today's Headlines: Should the US Ban Credit Card Surcharges?

    Today's Headlines: Should the US Ban Credit Card Surcharges?

    Who's For Paying More? Let's take a quick vote. How many consumers are in favor of surcharges just for the convenience of using a credit card? Anybody? That's what we thought. The European Union and...More >>
    Who's For Paying More? Let's take a quick vote. How many consumers are in favor of surcharges just for the convenience of using a credit card? Anybody? That's what we thought. The European Union and the United...More >>
  • Rent-to-Own Homes 101

    Rent-to-Own Homes 101

    You have spotted the house of your dreams, and it is on the market – but you cannot afford to buy it at the moment. Perhaps you do not have enough down payment funds, or your credit score is not good enough to get...More >>
    You have spotted the house of your dreams, and it is on the market – but you cannot afford to buy it at the moment. Perhaps you do not have enough down payment funds, or your credit score is not good enough to get a mortgage...More >>
  • Credit Gardening 101

    Credit Gardening 101

    You may be a whiz at vegetable gardening or flower gardening, but how are you at credit gardening? That may sound like you are buying plants on credit, but in this case, good credit is the product of your...More >>
    You may be a whiz at vegetable gardening or flower gardening, but how are you at credit gardening? That may sound like you are buying plants on credit, but in this case, good credit is the product of your gardening. Instead...More >>
  • Why Are Millennials Avoiding Credit Cards?

    Why Are Millennials Avoiding Credit Cards?

    Credit card usage is dropping among the millennial generation. A surprising 67% of Americans between 18 and 29 years of age have no credit cards at all, according to a recent survey. That compares to only 45% of...More >>
    Credit card usage is dropping among the millennial generation. A surprising 67% of Americans between 18 and 29 years of age have no credit cards at all, according to a recent survey. That compares to only 45% of Americans...More >>
  • Pre-Qualify Before Car Shopping

    Pre-Qualify Before Car Shopping

    You may like shopping for a new or used car, but you will not like paying for it — especially when it comes to arranging the auto loan. The finance and insurance (F&I) office at the dealership is nobody's...More >>
    You may like shopping for a new or used car, but you will not like paying for it — especially when it comes to arranging the auto loan. The finance and insurance (F&I) office at the dealership is nobody's idea of a...More >>
  • More Americans Want To Forgive Trillion-Dollar Student Loan Debt Than Want It Repaid

    More Americans Want To Forgive Trillion-Dollar Student Loan Debt Than Want It Repaid

    More Americans believe that we should forgive all federal student debt than feel that the recipients should pay their loans back. In a shocking survey recently conducted by MoneyTips.com, nearly 42% agreed with the...More >>
    More Americans believe that we should forgive all federal student debt than feel that the recipients should pay their loans back. In a shocking survey recently conducted by MoneyTips.com, nearly 42% agreed with the...More >>
  • Have You Done Your Homework On Your Bank?

    Have You Done Your Homework On Your Bank?

    How do you know that your bank is the best one for you? You can consult all the advertising flyers and conventional information available at bank branches — or you can do some homework on the fundamentals of your...More >>
    How do you know that your bank is the best one for you? You can consult all the advertising flyers and conventional information available at bank branches — or you can do some homework on the fundamentals of your bank with...More >>
  • Student Loan Refinance Can Save You Thousands

    Student Loan Refinance Can Save You Thousands

    Are you dealing with thousands of dollars in student loan debt? You are not alone. According to studentloanhero.com, the average graduate from the Class of 2016 owes $37,172 in educational debt. While student debt...More >>
    Are you dealing with thousands of dollars in student loan debt? You are not alone. According to studentloanhero.com, the average graduate from the Class of 2016 owes $37,172 in educational debt. While student debt can be...More >>
  • No Simple Solution To The Social Security Deficit

    No Simple Solution To The Social Security Deficit

    Nothing is as easy as it seems. If life were easy, we could solve the financing gaps in Social Security in five simple words – eliminate the cap, problem solved. Life isn't easy In the words of H.L. Mencken,...More >>
    Nothing is as easy as it seems. If life were easy, we could solve the financing gaps in Social Security in five simple words – eliminate the cap, problem solved. Life isn't easy In the words of H.L. Mencken, for every...More >>
  • Don't Risk Your Credit Score In Retirement

    Don't Risk Your Credit Score In Retirement

    Retirement represents a new stage in your life. It's a time of change and opportunity. To make the most of your opportunities, you must make sure that one aspect of your life does not change – your good credit...More >>
    Retirement represents a new stage in your life. It's a time of change and opportunity. To make the most of your opportunities, you must make sure that one aspect of your life does not change – your good credit score. A...More >>
  • 1 In 3 College Students Don't Know What Their Loan Payment Will Be

    1 In 3 College Students Don't Know What Their Loan Payment Will Be

    Today, well over half of all college graduates incurs student loan debt in pursuing their degrees. Although seniors may learn a lot, they may not know their monthly payments. According to a new survey conducted by...More >>
    Today, well over half of all college graduates incurs student loan debt in pursuing their degrees. Although seniors may learn a lot, they may not know their monthly payments. According to a new survey conducted by Barnes...More >>
  • Americans More Worried About Vacation Than Retirement Savings

    Americans More Worried About Vacation Than Retirement Savings

    Of course, you need a vacation. You've worked hard and you've earned the time off – but is that upcoming vacation more important than your retirement savings are? A new survey by Country Financial suggests...More >>
    Of course, you need a vacation. You've worked hard and you've earned the time off – but is that upcoming vacation more important than your retirement savings are? A new survey by Country Financial suggests that right...More >>
  • Millions Of First-Time Homebuyers Kept Out Of Market

    Millions Of First-Time Homebuyers Kept Out Of Market

    First-time homebuyers are an extremely important part of the housing market. Without new buyers in the housing market, owners of existing starter homes have nobody to sell their home to and therefore cannot afford...More >>
    First-time homebuyers are an extremely important part of the housing market. Without new buyers in the housing market, owners of existing starter homes have nobody to sell their home to and therefore cannot afford to buy a...More >>
  • Today's Headlines: Where's The Wage Growth?

    Today's Headlines: Where's The Wage Growth?

    So Much for Economic Theory How does one accurately predict the future when long-held standards change? Economists must grapple with this challenge when trying to predict relationships between jobs, wages, and...More >>
    So Much for Economic Theory How does one accurately predict the future when long-held standards change? Economists must grapple with this challenge when trying to predict relationships between jobs, wages, and inflation. ...More >>
  • Caring for Your Parents as They Age

    Caring for Your Parents as They Age

    Sunday, July 23, is Parents' Day, which was established when President Clinton signed a Congressional Resolution into law in 1994 to recognize, uplift, and support the role of parents in raising children. At...More >>
    Sunday, July 23, is Parents' Day, which was established when President Clinton signed a Congressional Resolution into law in 1994 to recognize, uplift, and support the role of parents in raising children. At some point...More >>
  • Men More Likely Than Women To Ask For Financial Advice

    Men More Likely Than Women To Ask For Financial Advice

    We all have heard the cliché that men never ask for directions. That may or may not be true on the road, but a new survey refutes the stereotype with respect to finances. A recent survey by Country Financial finds...More >>
    We all have heard the cliché that men never ask for directions. That may or may not be true on the road, but a new survey refutes the stereotype with respect to finances. A recent survey by Country Financial finds that in a...More >>
  • Avoid Paying Mortgage Insurance Despite Low Down Payment

    Avoid Paying Mortgage Insurance Despite Low Down Payment

    If you are stretching your funds to purchase a home with a minimal down payment, you are probably familiar with private mortgage insurance (PMI). It is generally required in any home purchase in which the down...More >>
    If you are stretching your funds to purchase a home with a minimal down payment, you are probably familiar with private mortgage insurance (PMI). It is generally required in any home purchase in which the down payment is...More >>
  • Saving on the Costs of Children

    Saving on the Costs of Children

    Children are treasures – but they are expensive ones. The latest USDA report on the costs of raising children to the age of 17 puts the price at almost $234,000 apiece accounting for inflation. As Sunday, July 23,...More >>
    Children are treasures – but they are expensive ones. The latest USDA report on the costs of raising children to the age of 17 puts the price at almost $234,000 apiece accounting for inflation. As Sunday, July 23, is...More >>
  • 28 Percent Of Non-Retired Adults Have No Retirement Savings Or Pension

    28 Percent Of Non-Retired Adults Have No Retirement Savings Or Pension

    Social Security was only designed to supplement retirement income, not to replace it – yet a recent report by the Federal Reserve indicates that over one-quarter of Americans will be relying on Social Security to...More >>
    Social Security was only designed to supplement retirement income, not to replace it – yet a recent report by the Federal Reserve indicates that over one-quarter of Americans will be relying on Social Security to get them...More >>
  • Trump Voters Still Want that Wall Even If We Pay For It!

    Trump Voters Still Want that Wall Even If We Pay For It!

    During his successful Presidential campaign, Donald Trump vowed to crack down on illegal immigration, promising, "I will build a great, great wall on our southern border, and I will make Mexico pay for that wall."...More >>
    During his successful Presidential campaign, Donald Trump vowed to crack down on illegal immigration, promising, "I will build a great, great wall on our southern border, and I will make Mexico pay for that wall." Do we...More >>
  • Today's Headlines: Credit Scores Drop For Mortgage Refinances

    Today's Headlines: Credit Scores Drop For Mortgage Refinances

    Opening Up the Housing Market According to a recent report by The Urban Institute, mortgage credit is coming into reach for a growing number of Americans. The median credit score associated with home mortgages...More >>
    Opening Up the Housing Market According to a recent report by The Urban Institute, mortgage credit is coming into reach for a growing number of Americans. The median credit score associated with home mortgages backed by...More >>
  • Roth 401(K) Better Than Traditional 401(K)

    Roth 401(K) Better Than Traditional 401(K)

    Is a Roth 401(k) preferable to a traditional 401(k)? Generally, that depends on tax rates and whether you prefer to pay taxes as you contribute in your working years or as you withdraw funds in retirement. Roth...More >>
    Is a Roth 401(k) preferable to a traditional 401(k)? Generally, that depends on tax rates and whether you prefer to pay taxes as you contribute in your working years or as you withdraw funds in retirement. Roth 401(k) plans...More >>
  • Save Money By Making Internet Shopping Harder

    Save Money By Making Internet Shopping Harder

    For years, shopaholics had to battle against the ease and convenience of late-night TV ads. Their classic pitches led thousands of people to buy items that they did not need, all available with a simple phone call....More >>
    For years, shopaholics had to battle against the ease and convenience of late-night TV ads. Their classic pitches led thousands of people to buy items that they did not need, all available with a simple phone call. The...More >>
  • Survey Shows People Using Credit Cards For Home Renovations

    Survey Shows People Using Credit Cards For Home Renovations

    Are you planning to renovate your home in 2017? There's a better than 50/50 chance that you are, if a recent poll by LightStream is accurate. The January 2017 LightStream Home Improvement survey found that 59%...More >>
    Are you planning to renovate your home in 2017? There's a better than 50/50 chance that you are, if a recent poll by LightStream is accurate. The January 2017 LightStream Home Improvement survey found that 59% of...More >>
  • The Costs Of Convenience

    The Costs Of Convenience

    We live in a world where convenience is king. Sometimes we buy products purely for the convenience aspect without even giving them a second thought. If you are struggling with your budget or just wondering whether...More >>
    We live in a world where convenience is king. Sometimes we buy products purely for the convenience aspect without even giving them a second thought. If you are struggling with your budget or just wondering whether a...More >>
  • College Students Wasting Millions On Avoidable Fees

    College Students Wasting Millions On Avoidable Fees

    College is not only supposed to give you the skills you need in a particular field of study, but also the general life skills that you need to survive and thrive. Without good habits, your collegiate financial...More >>
    College is not only supposed to give you the skills you need in a particular field of study, but also the general life skills that you need to survive and thrive. Without good habits, your collegiate financial education can...More >>
  • Tips For Downsizing

    Tips For Downsizing

    Most people have no idea how much stuff they have accumulated in their lives until they decide to move. Try packing all of your possessions and watch the boxes multiply. You will be amazed at how your stack of...More >>
    Most people have no idea how much stuff they have accumulated in their lives until they decide to move. Try packing all of your possessions and watch the boxes multiply. You will be amazed at how your stack of possessions...More >>
  • 4 Simple Ways To Make Money At Home

    4 Simple Ways To Make Money At Home

    The monthly bills are due again, and it seems you are getting further and further behind. You've scrimped and cut costs as much as you possibly can, there's no change left in the couch cushions or the car...More >>
    The monthly bills are due again, and it seems you are getting further and further behind. You've scrimped and cut costs as much as you possibly can, there's no change left in the couch cushions or the car seats, and...More >>
  • 6 Things To Do 6 Years Before Retiring

    6 Things To Do 6 Years Before Retiring

    Congratulations! At your 60th birthday, you've actually entered your seventh decade of living. We hope that you have given some thought to your retirement by now and made significant plans toward meeting your...More >>
    Congratulations! At your 60th birthday, you've actually entered your seventh decade of living. We hope that you have given some thought to your retirement by now and made significant plans toward meeting your retirement...More >>
  • What Happens When You Go Over Your Credit Limit?

    What Happens When You Go Over Your Credit Limit?

    Credit is a great convenience, but it's a convenience that you will pay for — especially if you go over your credit limit. Traditional over-limit fees were radically changed by the Credit CARD Act of 2009,...More >>
    Credit is a great convenience, but it's a convenience that you will pay for — especially if you go over your credit limit. Traditional over-limit fees were radically changed by the Credit CARD Act of 2009, which...More >>
  • Rapid Rescore 101

    Rapid Rescore 101

    Imagine that you are applying for a mortgage, and you discover that your credit score is just below the necessary range to qualify for a mortgage loan (or a better interest rate). The frustrating thing is that you...More >>
    Imagine that you are applying for a mortgage, and you discover that your credit score is just below the necessary range to qualify for a mortgage loan (or a better interest rate). The frustrating thing is that you have...More >>
  • Batch Your Bills

    Batch Your Bills

    We're all busy these days. You may get overwhelmed with day-to-day chores and ignore your bills and bank balances until you suddenly realize that you're overdrawn or don't have enough money in your...More >>
    We're all busy these days. You may get overwhelmed with day-to-day chores and ignore your bills and bank balances until you suddenly realize that you're overdrawn or don't have enough money in your account to pay...More >>
  • Zelle: A New Way To Pay Pals

    Zelle: A New Way To Pay Pals

    If you want to send money directly to your friends online, there are a number of apps that allow you to do so, including Venmo. Venmo is one of the leading person-to-person (P2P) financial apps, successful to the...More >>
    If you want to send money directly to your friends online, there are a number of apps that allow you to do so, including Venmo. Venmo is one of the leading person-to-person (P2P) financial apps, successful to the extent that...More >>
  • What Is A HARP Loan?

    What Is A HARP Loan?

    The Home Affordable Refinance Program (HARP) is one of the two key programs established by the federal government to help homeowners affected by the recent subprime mortgage crisis. The beneficiaries of these two...More >>
    The Home Affordable Refinance Program (HARP) is one of the two key programs established by the federal government to help homeowners affected by the recent subprime mortgage crisis. The beneficiaries of these two programs...More >>
  • Trump Voters Still Solidly Support The President And His Proposals

    Trump Voters Still Solidly Support The President And His Proposals

    In a recent survey, more people than not believe that President Trump will lower business taxes, but the same wasn't true for their own personal taxes. On other critical issues in the news, Americans are torn,...More >>
    In a recent survey, more people than not believe that President Trump will lower business taxes, but the same wasn't true for their own personal taxes. On other critical issues in the news, Americans are torn, but not...More >>
  • 7 Steps To Your Financial Independence Day

    7 Steps To Your Financial Independence Day

    Most people say they plan for retirement, but they are really planning for financial independence. The day you achieve financial independence is a great day – you have accumulated enough wealth to not have to work...More >>
    Most people say they plan for retirement, but they are really planning for financial independence. The day you achieve financial independence is a great day – you have accumulated enough wealth to not have to work again, and...More >>
  • 9 Simple Ways To Raise Your Credit Score Free EBook

    9 Simple Ways To Raise Your Credit Score Free EBook

    Download your FREE ebook now! Welcome to MoneyTips! Since we offer our members Credit Manager, a free tool that provides credit scores, we wanted to give you the skills to raise your score so you can...More >>
    Download your FREE ebook now! Welcome to MoneyTips! Since we offer our members Credit Manager, a free tool that provides credit scores, we wanted to give you the skills to raise your score so you can achieve...More >>
  • Save On Car Insurance By Raising Your Credit Score

    Save On Car Insurance By Raising Your Credit Score

    June 28 is National Insurance Awareness Day. Are you aware of all the factors influencing the costs of your insurance? For example, does your credit score affect your car insurance rates? If you live in California,...More >>
    June 28 is National Insurance Awareness Day. Are you aware of all the factors influencing the costs of your insurance? For example, does your credit score affect your car insurance rates? If you live in California,...More >>
  • Fireworks and Insurance

    Fireworks and Insurance

    June 28 is National Insurance Awareness Day and less than a week later, on the Fourth of July, we celebrate Independence Day. This is the perfect time to brush up on your knowledge of fireworks safety and how...More >>
    June 28 is National Insurance Awareness Day and less than a week later, on the Fourth of July, we celebrate Independence Day. This is the perfect time to brush up on your knowledge of fireworks safety and how potential...More >>
  • Today's Headlines: Housing Market: Good Or Bad From Your Perspective?

    Today's Headlines: Housing Market: Good Or Bad From Your Perspective?

    How's the Market? When will the housing market ever return to full health? Market fluctuations make that a difficult question to answer with confidence. Recent information from Black Knight (NYSE:BKFS)...More >>
    How's the Market? When will the housing market ever return to full health? Market fluctuations make that a difficult question to answer with confidence. Recent information from Black Knight (NYSE:BKFS) suggests that...More >>
  • 9 Simple Ways To Raise Your Credit Score Free EBook

    9 Simple Ways To Raise Your Credit Score Free EBook

    Download your FREE ebook now! Welcome to MoneyTips! We designed this free eBook to help people understand credit and raise their credit score. Download 9 Simple Ways To Raise Your Credit Score and you...More >>
    Download your FREE ebook now! Welcome to MoneyTips! We designed this free eBook to help people understand credit and raise their credit score. Download 9 Simple Ways To Raise Your Credit Score and you will learn:...More >>
  • Help For Homebuyers With Student Loan Debt

    Help For Homebuyers With Student Loan Debt

    Student loan debt has made it difficult for many young Americans to enter the housing market. A recent survey from the National Association of Realtors found that 71% of student loan borrowers cited their student...More >>
    Student loan debt has made it difficult for many young Americans to enter the housing market. A recent survey from the National Association of Realtors found that 71% of student loan borrowers cited their student loan burden...More >>
  • Warning: Social Security Estimates Can Go Down

    Warning: Social Security Estimates Can Go Down

    To plan properly for retirement, you have to know how much money you should expect to receive in Social Security benefits. Fortunately, you can check your estimated benefits anytime by establishing a my Social...More >>
    To plan properly for retirement, you have to know how much money you should expect to receive in Social Security benefits. Fortunately, you can check your estimated benefits anytime by establishing a my Social Security...More >>
  • How Democrats and Republicans Compare in the Battle for Credit

    How Democrats and Republicans Compare in the Battle for Credit

    We all know the political stereotype – Republicans are supposedly the party of the wealthy, and Democrats are the party of the less economically advantaged (outside of Hollywood). How does this stereotype hold up...More >>
    We all know the political stereotype – Republicans are supposedly the party of the wealthy, and Democrats are the party of the less economically advantaged (outside of Hollywood). How does this stereotype hold up with...More >>
  • Credit Counselor Accreditation

    Credit Counselor Accreditation

    If you are having trouble with understanding and managing your credit, perhaps you would benefit from the expertise of a credit counselor. Credit counselors can help you in a number of ways, from basic financial...More >>
    If you are having trouble with understanding and managing your credit, perhaps you would benefit from the expertise of a credit counselor. Credit counselors can help you in a number of ways, from basic financial education...More >>
  • More Than Half of Americans Making Less Than $40,000 Annually Have No Retirement Savings

    More Than Half of Americans Making Less Than $40,000 Annually Have No Retirement Savings

    It should not come as a surprise that people with lower incomes have lower levels of retirement savings. However, many people with lower incomes have no retirement savings at all – and a recent Federal Reserve...More >>
    It should not come as a surprise that people with lower incomes have lower levels of retirement savings. However, many people with lower incomes have no retirement savings at all – and a recent Federal Reserve report...More >>
  • Don't Let Anyone Cancel Your Credit Card!

    Don't Let Anyone Cancel Your Credit Card!

    Why should you hang on to a credit card that you don't use very often? MoneyTips will give you two very good reasons: it serves a suitable source of emergency credit if needed, and it raises your credit score...More >>
    Why should you hang on to a credit card that you don't use very often? MoneyTips will give you two very good reasons: it serves a suitable source of emergency credit if needed, and it raises your credit score by keeping...More >>
  • Nearly Half of Indebted Americans Spend Half Their Income on Debt Repayment

    Nearly Half of Indebted Americans Spend Half Their Income on Debt Repayment

    Debt is not necessarily a bad thing – it allows us to acquire large and valuable assets like homes and cars. However, debt is also supposed to be manageable and temporary. According to a recent study, too many...More >>
    Debt is not necessarily a bad thing – it allows us to acquire large and valuable assets like homes and cars. However, debt is also supposed to be manageable and temporary. According to a recent study, too many Americans are...More >>
  • 5 Reasons Why Retirees Need To Know Their Credit Score

    5 Reasons Why Retirees Need To Know Their Credit Score

    You've entered your retirement years. Finally, you no longer have to worry about getting up early in the morning for work, dealing with traffic, job stresses, or worrying about your credit score. We were with...More >>
    You've entered your retirement years. Finally, you no longer have to worry about getting up early in the morning for work, dealing with traffic, job stresses, or worrying about your credit score. We were with you until...More >>
  • Today's Headlines: Trump's Orders and Mortgage Rules

    Today's Headlines: Trump's Orders and Mortgage Rules

    Treasury Report Targets Dodd-Frank In February of 2017, President Trump issued Executive Order 13772, which gave the Secretary of the Treasury 120 days to create a report reviewing financial laws and regulations...More >>
    Treasury Report Targets Dodd-Frank In February of 2017, President Trump issued Executive Order 13772, which gave the Secretary of the Treasury 120 days to create a report reviewing financial laws and regulations with respect...More >>
  • 7 Ways To Reduce Your Mortgage

    7 Ways To Reduce Your Mortgage

    For most homeowners, mortgage costs are the largest regular expense in the family budget. How can you manage those costs in the most efficient way? We offer a few suggestions for reducing either short- or long-term...More >>
    For most homeowners, mortgage costs are the largest regular expense in the family budget. How can you manage those costs in the most efficient way? We offer a few suggestions for reducing either short- or long-term mortgage...More >>
  • Personal Loans For People With Fair Credit

    Personal Loans For People With Fair Credit

    If your credit score is in the low- to mid-600s, you have what is usually considered to be fair credit — not in the range where you have trouble getting personal loans at all, but in the range where finding a good...More >>
    If your credit score is in the low- to mid-600s, you have what is usually considered to be fair credit — not in the range where you have trouble getting personal loans at all, but in the range where finding a good interest...More >>
  • The 7 Deadly Sins Of Credit

    The 7 Deadly Sins Of Credit

    Credit is like trust; it must be earned. In order to extend credit to you, a creditor must feel confident that you will repay. Otherwise, you will pay higher interest rates to cover the risk or be denied credit...More >>
    Credit is like trust; it must be earned. In order to extend credit to you, a creditor must feel confident that you will repay. Otherwise, you will pay higher interest rates to cover the risk or be denied credit altogether. ...More >>
  • Personal Loans For People With Poor Credit

    Personal Loans For People With Poor Credit

    You may need a personal loan for a number of reasons — perhaps to deal with unexpected medical expenses, to consolidate high-interest credit card debt, or even to take that well-deserved vacation. Unfortunately, if...More >>
    You may need a personal loan for a number of reasons — perhaps to deal with unexpected medical expenses, to consolidate high-interest credit card debt, or even to take that well-deserved vacation. Unfortunately, if you have...More >>
  • Don't Borrow Against Your Retirement Plan!

    Don't Borrow Against Your Retirement Plan!

    You are already dealing with increasing debt. Suddenly, you find yourself with an unplanned expense that you cannot afford. You look longingly at your 401(k) balance. If only you could access some of that money to...More >>
    You are already dealing with increasing debt. Suddenly, you find yourself with an unplanned expense that you cannot afford. You look longingly at your 401(k) balance. If only you could access some of that money to meet your...More >>
  • More Than 1/3 Of Americans Can't Afford A $100 Medical Bill

    More Than 1/3 Of Americans Can't Afford A $100 Medical Bill

    It's bad enough when your day is derailed by an unexpected trip to the doctor, but it's even worse when you can't afford to pay the bill. Unfortunately, too many Americans find themselves in this...More >>
    It's bad enough when your day is derailed by an unexpected trip to the doctor, but it's even worse when you can't afford to pay the bill. Unfortunately, too many Americans find themselves in this position,...More >>
  • Costs of Being a Dad

    Costs of Being a Dad

    Welcome to parenthood! You are a proud new father, simultaneously overjoyed and terrified. Since you are now responsible for another human being, you should know that the estimate of what it will cost to raise your...More >>
    Welcome to parenthood! You are a proud new father, simultaneously overjoyed and terrified. Since you are now responsible for another human being, you should know that the estimate of what it will cost to raise your child is...More >>
  • Women Dominate Student Loan Debt

    Women Dominate Student Loan Debt

    America's student loan debt burden has reached a staggering $1.44 trillion, making it the second largest source of household debt in America – behind mortgages. According to a recent study, this growing loan...More >>
    America's student loan debt burden has reached a staggering $1.44 trillion, making it the second largest source of household debt in America – behind mortgages. According to a recent study, this growing loan burden is...More >>
  • Today's Headlines: Consumer Credit Slows In April

    Today's Headlines: Consumer Credit Slows In April

    Consumer Credit and Growth Hopes are high for strong economic growth in America's near future. President Trump's economic plan hinges on an economic growth rate near 4%, and markets so far are expecting him...More >>
    Consumer Credit and Growth Hopes are high for strong economic growth in America's near future. President Trump's economic plan hinges on an economic growth rate near 4%, and markets so far are expecting him to be...More >>
  • 10 Ways To Increase Your 401(k)

    10 Ways To Increase Your 401(k)

    Are you on track to meet your retirement goals? If not, now is the time to give your retirement account a little extra boost. Consider these 10 tips to increase your retirement savings and set you on track to a...More >>
    Are you on track to meet your retirement goals? If not, now is the time to give your retirement account a little extra boost. Consider these 10 tips to increase your retirement savings and set you on track to a more...More >>
  • How People Spend Money on Father's Day Gifts

    How People Spend Money on Father's Day Gifts

    Father's Day will be here soon. Have you picked up anything for Dad yet? You probably will, if statistics count for anything. In 2017, spending on Father's Day will account for an estimated $15.5 billion...More >>
    Father's Day will be here soon. Have you picked up anything for Dad yet? You probably will, if statistics count for anything. In 2017, spending on Father's Day will account for an estimated $15.5 billion in sales,...More >>
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