TULSA, Oklahoma - The City of Tulsa will offer a voluntary insurance program to cover breaks, leaks or clogs in water or sewer lines that run between a home and the public utility connection.

Service Line Warranties of America partners with cities in 46 states, according to a news release. The insurance covers damages a homeowner is responsible for when utility lines fail.

Tulsa will join six other Oklahoma towns in offering the coverage to homeowners.

"It's not a matter of if you have a problem, it's a matter of when your lines fail, then you have this opportunity to resume service much quicker and without an out-of-pocket expense," said David Patrick, Tulsa City Council.

A news release states the program has saved Oklahoma homeowners nearly $400,000 in out-of-pocket repair costs to date.