4 Things You Need to Know About Workplace Injury Compensation

Accidents happen and workers get injured on the job all the time. Every year, more than 4.6 million workplace injury compensation claims get filed by workers throughout the country.

If you’re dealing with a work-related injury, filing a claim is the best way to get the money you deserve. However, it’s not as simple as you might think.

Here’s what you need to know about these claims and what you can expect when you file one.

1. You’ll Need to Talk to Your Employer

If you’re injured at work, the first thing you should do get first aid if needed. Always put your welfare first. Once you’re done with first aid, talk to your employer and let them know what happened.

They’ll help you initiate a workers’ comp claim so you can get the workplace injury compensation you deserve.

If your employer doesn’t offer you the form or tells you that you don’t have a claim, contact an attorney as soon as possible. If you’re injured at work while performing work-related tasks, you’re entitled to file a claim.

2. See a Workers Compensation Doctor

The best way to make your claim successful is to see a workers comp doctor and let them assess the severity of your injuries. They’ll document your accident and submit their assessment to your employer’s insurance company.

If you don’t like the doctor your employer sends you to, you can go to your primary care doctor and get a second opinion. This will help you better document your injuries and makes it easier for you to get the right payout from the insurance company.

3. Your Employer Can’t Retaliate Against You

If you’re injured at work, your employer cannot retaliate against you just because you filed a claim. They can’t threaten to cut your hours or fire you just because you filed a claim.

Keep in mind that your employer may not have to hold your job for you while you’re recovering. If their business’s needs require them to replace you, this is legal.

That said, most employers tend to hold positions for their employees while they recover.

4. Your Workplace Injury Compensation Won’t Come Immediately

Unfortunately, it may take a few weeks for the insurance company to process your claim and reach a decision. If they accept your workers’ compensation claim, you’ll get compensation for any medical treatments you received as well as a portion of your regular weekly wages.

This will last until your doctor clears you to go back to work.

If the insurance company doesn’t approve your claim, you’re free to contest their decision. It may be worth your time to speak with an attorney and let them represent your case with the insurance company.

They’ll negotiate on your behalf so you can focus on your recovery.

If You’re Injured, File a Claim

If you’re dealing with a work-related injury, don’t try to manage your recovery on your own. Let your employer know about your injury and file a workers’ compensation claim as soon as possible.

Workplace injury compensation claims should help you cover the costs of your medical treatments so you can focus on getting better rather than struggling to make ends meet.

For tips on speeding your recovery and staying healthy, check out our latest posts.

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