Consumer 6: Be a survivor with these holiday survival tips

• Create a written plan for holiday spending and gift giving a month or two in advance.<br><br>• Include in your written plan possible gifts, dollar amounts, and alternative choices.<br><br>•

Tuesday, November 21st 2000, 12:00 am

By: News On 6


• Create a written plan for holiday spending and gift giving a month or two in advance.

• Include in your written plan possible gifts, dollar amounts, and alternative choices.

• Also you must plan for other holiday items such as cards, gift-wrap, holiday entertaining, & travel.

• Draw names in your family instead of purchasing a gift for everyone.

• Watch for sales on items you intend to purchase.

• Ask retailers when something is going to come on sale.

• Shop later in the season taking advantage of clearance items.

• Buy in bulk.

• Share entertaining costs with guests. Have each guest bring a dish of their favorite food.

• Give gifts of love and time. Make coupons for free baby sitting, housecleaning, and yardwork.

• Consider a part time job over the holidays - perhaps at a store you might purchase items.

• Give U.S. savings bonds. They cost one-half the face value.

• Pay for gifts with cash instead of credit. Only use credit for gifts you know you can pay the balance in full.

• Utilize mail in rebates.

• Save money on holiday entertaining by creating your menu of current items on sale in the grocery store, make items from scratch verses pre-made/convenience foods, and purchase generic brands.
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